Dear Cooperators, Invitation is hereby given to all members that the 6th ANNUAL GENERAL MEETING of FOECOMS will hold on Saturday, the 23rd of March, 2019 at Royalty Hotels (Yakubu Hall), Eket-Oron Road, Eket, Akwa Ibom State. TIME: 1000hrs – 1300hrs. A G E N D A: 1. Welcome address by the President/Call to order. 2. Apologies and attendance. 3. Minutes of 2018 AGM. 4. Adoption of minutes/Matters arising. 5. President’s Annual Report. 6. Receive and adopt annual Report and audited financial statement for the year ending 31.12.2018. 7. Presentation by Zenith Bank reps on “ Insurance Services”. 8. Presentation by First Bank reps on “ Child Education Funding”...

In line with best practice in cooperative savings, The following conditions are applicable for every lump sum contribution/monthly variation; A. Any upward variation that is up to or more than 100% of members contribution must be sustained for a period of at least four (4) months before the member can be eligible for loan B. Any member who contributes a lump sum amount that is up to or more that 100% of his/her monthly contribution must wait for a period of four (4) months before he or she will be eligible for loan Exclusion; Members who are repaying loans and had strategically reduced their contributions are excluded from Point A above. Regards, Lawrence.

Dear Cooperators, This is to bring to your notice that effective end of July 2018, all repayments for loans, consumables and salary advance shall be remitted directly by concerned cooperators to FOECOMS nominated account. Details of nominated account and monthly repayment amount shall be forwarded accordingly to concerned cooperators by the Financial Secretary, Etubom Michael Ebong. The Management Committee in its steer to serve the society better has reached this decision in order to ease the burden of fund repayment on our payroll system. Sequel to this, only the monthly contribution shall be deducted from members’ salaries through the payroll system. We sincerely hope this decision ...

Dear Cooperators, Invitation is hereby given to all members that the 5th ANNUAL GENERAL MEETING of FOECOMS will hold on Saturday, the 24th of March, 2018 at Madelyn Hotels – Marina Road, Eket, Akwa Ibom State. TIME: 1000hrs – 1300hrs. A G E N D A: 1. Welcome address by the President/Call to order. 2. Apologies and attendance 3. Minutes of Meeting 4. President’s Report 5. Receive and adopt annual Report and audited financial statement for the year ending 31.12.2017 6. Presentation by World of Marketing International Limited on Agro-based technology and value addition to all farm produce 7. Issue of Dividend Warrant 8. Specific Issues as received and c...

Dear Cooperators, Be be reminded that the processing timeline for loans and commodity transactions are as stated below; [a] One-off Loan (Salary Advance): 24hrs – 3 days [b] Normal Loan: 4 days – 8 days [c] LG Commodity Transaction: 7 days – 10 days We implore you to plan and work with the the SLA in order for us to serve you better. This SLA will be reviewed from time to time in line with prevailing realities. Thank you for choosing this path, together we shall grow HEALTHILY. Sign: Management

Dear Co-operators, You are cordially invited to a one day in-house seminar on the Laws and Regulations guiding cooperative activities. Details of the seminar are as follows: TOPIC: “Legal and Regulatory Environment of a Cooperative Society” DATE: Saturday, 6th May 2017 TIME: 9:00 am VENUE: Elgibor Hall, Eden Hotel, Marina Road, Eket. Program of Event: 9:00 am – 10: 00 am – Registration 10:00 am – 10:30 am - Opening Ceremony 10:30 am – 11:00am - Tea Break 11:00am – 12:30am Lecture 12:30 pm – 1:00pm - Questions & Answers 1:00pm – 2:00pm - Lunch Break 2:00pm – 3:30pm - Syndicate Presentation 3:30 - Picture/Closing.

Dear Cooperators, Notice is hereby given to all members that the fourth ANNUAL GENERAL MEETING of FOECOMS will be held on Saturday, the 1st April, 2017 at Utimanik Suites – 74 Grace Bill Road, Eket Akwa Ibom State. Time is 1000hrs – 1300hrs. A G E N D A 1. Welcome address by the President/Call to order. 2. Apologies and attendance 3. President’s Report 4. Receive and adopt annual Report and audited financial statement for the year ending 31.12.2016 5. Dissolution of the outgoing Management Committee 6. Admission/adoption of new Management Committee 7. Election of members into the Supervisory Committee 8. Specific Issues as received and considered will be discussed. 9. Paym...

We have started sales in our Eket office. Visit our store and pick-up your bag of rice. Rice on stock is 100% "Proudly Nigerian". Brand Name: MAMA’s BEST Size: 25Kg Price: NGN9,500.00 T & C's: Prices are subject to periodic review. Repayment is in three installments from Month of purchase, and will be deducted at source. Sign: Consumer’s Committee (FOECOMS)

Dear Cooperators, Notice is hereby given to all members that the 3rd ANNUAL GENERAL MEETING of FOECOMS will be held on Saturday, the 27th August, 2016 at Madelyn Hotels – Marina Road, Eket, Akwa Ibom State. Time is 1300hrs – 1600hrs. A G E N D A 1. Welcome address by the President/Call to order. 2. Apologies and attendance 3. Minutes of Meeting 4. President’s Report 5. Receive and adopt annual Report and audited financial statement for the year ending 31.12.2015 6. Presentation by; a. Anchor Insurance on “Loss Of Employment Insurance & Micro Insurance” b. Presentation by Real Estate Developers 7. Issue of Dividend Warrant 8. Specific Issues as received and c...

In line with our commitment to continuously serve you better, we are pleased to introduce a new feature/transaction on the FOECOMS Portal for your attention. The Loan Offset feature will enable cooperators who currently have active loans pay them off using their total contribution balance. Two basic conditions are required to activate this feature 1. No partial but full offset of currently running loan. 2. Total contribution balance after loan offset must not be less than 10% of value before offset. To activate this feature, 1. Logon to your FOECOMS Portal Account 2. Click on Loan History 3. Details of your loans (if any) would be displayed 4. At the extreme of the active lo...