Dear Cooperators, Invitation is hereby given to all members that the 6th ANNUAL GENERAL MEETING of FOECOMS will hold on Saturday, the 23rd of March, 2019 at Royalty Hotels (Yakubu Hall), Eket-Oron Road, Eket, Akwa Ibom State. TIME: 1000hrs – 1300hrs. A G E N D A: 1. Welcome address by the President/Call to order. 2. Apologies and attendance. 3. Minutes of 2018 AGM. 4. Adoption of minutes/Matters arising. 5. President’s Annual Report. 6. Receive and adopt annual Report and audited financial statement for the year ending 31.12.2018. 7. Presentation by Zenith Bank reps on “ Insurance Services”. 8. Presentation by First Bank reps on “ Child Education Funding”...

In line with best practice in cooperative savings, The following conditions are applicable for every lump sum contribution/monthly variation; A. Any upward variation that is up to or more than 100% of members contribution must be sustained for a period of at least four (4) months before the member can be eligible for loan B. Any member who contributes a lump sum amount that is up to or more that 100% of his/her monthly contribution must wait for a period of four (4) months before he or she will be eligible for loan Exclusion; Members who are repaying loans and had strategically reduced their contributions are excluded from Point A above. Regards, Lawrence.